Bank that initiated foreclosure action not subject to state debt-collection law

v. Dep’t of Ins. of State of Ind., 425 N.E.2d 203, 206 (Ind. Ct. App. 1981). Regarding Lunsford’s claim that Deutsche Bank does not exist and, therefore, lacked standing to bring the foreclosure action, Indiana Trial Rule 9(A) provides that although it is not necessary to prove that a party has the capacity to sue or be sued or that

II. Idaho Laws Pertaining to Debt Collection . Fair Debt Collection . To date, Idaho has not enacted its own state fair debt collection law. As such, practitioners of debt collection are subject to various federal laws. Most relevant, the provisions of the . Fair Debt Collection Practices Act (FDCPA) govern consumer collection practices in Idaho.

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